Welcome to Our Online Loan Referral Service

5 5 reviews

2120 N Peoria Rd, Springfield, IL 62702, USA
+1 (217) 544-0139
www.ucbbank.com
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you read the feedback of our clients.

It's great not having to take time off work just to go to the bank.

Destini Douglas

Very fast service and all the tellers are very helpful and polite

Ms. Vallie Braun DDS

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Springfield, Massachusetts

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue payday loans in Springfield, Massachusetts. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

23% small loan cap

How will United Community Bank help issue a loan in Springfield, Massachusetts?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Springfield, Massachusetts. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Sun Loan Company

330 E McCord St A, Centralia, IL 62801, USA

+1 (618) 533-8983

www.sunloan.com

Union Savings Bank

203 N Alpine Rd, Rockford, IL 61107, USA

+1 (815) 397-6880

www.unionsavingsbank.com

Advance Case Loans

205 W Wacker Dr, Chicago, IL 60606, USA

+1 (877) 305-5600

www.advancecaseloans.com

First National Bank of Waterloo

645 E Washington St, Millstadt, IL 62260, USA

+1 (618) 476-3334

Valley Coin-Jewelry-Pawn Inc.

123 W St Paul St, Spring Valley, IL 61362, USA

+1 (815) 663-2313

www.valley-coin-jewelry-pawn.com

First State Bank Of Forrest

133 E Krack St, Forrest, IL 61741, USA

+1 (815) 657-8248

www.firststatebankofforrest.com

Kroger Money Services

255 1st Dr W, Decatur, IL 62521, USA

+1 (217) 429-4998

moneyservices.kroger.com

Edward Jones - Financial Advisor

1002 Walnut St, Murphysboro, IL 62966, USA

+1 (618) 687-4042

www.edwardjones.com

First Midwest Bank

2806 N Vermilion St, Danville, IL 61832, USA

+1 (217) 431-6200

locations.firstmidwest.com

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