Welcome to Our Online Loan Referral Service


3300 Robbins Rd, Springfield, IL 62704, USA
+1 (217) 787-3000
www.ucbbank.com

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you read the feedback of our clients.

Thanks to the team of United Community Bank. Quick solution of the arisen issues, quick decision on the cash advance. I definitely recommend this company.

Kyra Robel II

Not the first time I use United Community Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Orval D'Amore

Thanks to United Community Bank for helping out when money is emergenctly required. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Chanel Towne

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Springfield, Massachusetts

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Springfield, Massachusetts is taken out easily and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

23% small loan cap

How will United Community Bank help issue a loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Springfield, ma will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Principal Financial Group

823 W Spresser St #1, Taylorville, IL 62568, USA

+1 (217) 824-3388

www.principal.com

TitleMax Title Loans

1695 Plainfield Rd, Crest Hill, IL 60403, USA

+1 (815) 272-2878

www.titlemax.com

ATM (Regions Bank)

821 W Homer M Adams Pkwy, Godfrey, IL 62035, USA

+1 (800) 734-4667

www.regions.com

First Financial Bank

400 Public Square, Benton, IL 62812, USA

+1 (618) 439-4341

first-online.bank

Mariner Finance

4601 16th St #4, Moline, IL 61265, USA

+1 (309) 757-0403

www.marinerfinance.com

Advance Mechanical Systems Inc

425 E Algonquin Rd, Arlington Heights, IL 60005, USA

+1 (847) 593-2510

www.advmech.com

First Mid Bank & Trust Tuscola

410 S Main St, Tuscola, IL 61953, USA

+1 (217) 253-3344

www.firstmid.com

Bank of America Mortgage

15255 S 94th Ave, Orland Park, IL 60462, USA

+1 (708) 966-3254

www.bankofamerica.com

First Midwest Bank

8601 Ogden Ave, Lyons, IL 60534, USA

+1 (708) 447-5600

locations.firstmidwest.com

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