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My family has been a CU1 customer since the mid 1990s.
Alberto Rosenbaum
If you work from 10:00 am to 5:00 pm this location doesn't want your business.
Nia Aufderhar
Credit Union 1 is a very pleasant place to do business.
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Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.
Payday Loans in Springfield, Massachusetts
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
It is easy and fast to take out loans in Springfield, Massachusetts. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.
APR
23% small loan cap
How will Credit Union 1 help issue a payday loan in Springfield, Massachusetts?
- Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then you should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Springfield, Massachusetts. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Springfield, Illinois
Edward Jones - Financial Advisor: Brad Scott
1363 Lake Park Dr, Germantown, IL 62245, USA
+1 (618) 523-4301
www.edwardjones.com
Sun Loan Company
501 Beltline Road Ste 20-J, Collinsville, IL 62234, USA
+1 (618) 346-4606
www.sunloan.com
First Midwest Bank
Police Station, 1372 Ellis Ave, Ford Heights, IL 60411, USA
+1 (800) 322-3623
www.firstmidwest.com
First Merchants Bank
601 E 162nd St, South Holland, IL 60473, USA
+1 (708) 263-6416
www.firstmerchants.com
Wintrust Bank - Fulton Market
801 W Fulton Market, Chicago, IL 60607, USA
+1 (312) 741-5975
www.wintrustbank.com
