Welcome to Our Online Loan Referral Service

3.9 13 reviews

2213 W White Oaks Dr, Springfield, IL 62704, USA
+1 (217) 726-8877
www.hcu.org
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Heartland Credit Union?

Below you read some of the reviews of our customers.

EXCELLENT service, and prompt attention when you walk in.

Caesar Anderson

Pleasing very friendly and helpful staff

Aditya Osinski

So extremely rude and I will never be using them again.

Elissa Marks

This place is family!

Ned Johnston

I came here and there was absolutely no problem getting the money I needed.

Mercedes Funk

Pay Attention

Above there is information about a exact company. Below you can review common characteristics of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Land of Lincoln Credit Union

2302 S Banker St, Effingham, IL 62401, USA

+1 (217) 342-7077

www.llcu.org

First Bank - Drive-through Open; Lobby by Appointment Only

804 US-50, O'Fallon, IL 62269, USA

+1 (618) 632-3664

www.first.bank

Wells Fargo Bank

245 N Main St, Canton, IL 61520, USA

+1 (309) 647-5380

www.wellsfargo.com

ATM (Associated Bank)

335 S Main St, Bartlett, IL 60103, USA

www.associatedbank.com

Advance America

1770 Rosenstiel Dr, Freeport, IL 61032, USA

+1 (815) 233-5901

www.advanceamerica.net

First Merchants Bank

135 E 154th St, Harvey, IL 60426, USA

+1 (708) 263-6414

www.firstmerchants.com

Edward Jones - Financial Advisor: Mark Bretzmann, AAMS®

50 W Douglas St Suite 800, Freeport, IL 61032, USA

+1 (815) 232-1154

www.edwardjones.com

U.S. Bank Branch

1107 E State St, Rockford, IL 61104, USA

+1 (815) 987-2200

locations.usbank.com

ATM - United Community Bank

1301 S Koke Mill Rd, Springfield, IL 62711, USA

+1 (217) 787-3000

www.ucbbank.com

Top