Welcome to Our Online Loan Referral Service

3.3 8 reviews

501 Edwardsville Rd, Troy, IL 62294, USA
+1 (618) 659-7153
www.scu.org
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Scott Credit Union?

Here you get acquainted with the feedback of our customers.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dr. Blaise Lebsack DDS

100% sly company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. Darien Thompson

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Agustina Lehner

I tried to borrow money from Scott Credit Union. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Brycen Schuppe

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Enos Kuvalis

100% sleeky service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Laney Wyman

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Troy, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Troy, ny. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Scott Credit Union help take out a loan in Troy, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Troy, New York. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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