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What people think about Land of Lincoln Credit Union?
Below you see some of the testimonials of our customers.
I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Land of Lincoln Credit Union . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $400 online. Fortunately I got an approval!!! They literally saved my life.
Bart Wunsch
I always use Land of Lincoln Credit Union when it need a loan. The application process is trouble-free. No problems.
Alan Weissnat
I was embarrassed to borrow from my dad so I decided to apply for a small loan via Land of Lincoln Credit Union. Found them online and the user reviews were great I have already applied 3 times and every time I was accepted same day. Very happy.
Mr. Norris Halvorson MD
I want to say Many Thanks to the employees of Land of Lincoln Credit Union. They offer fast solution to any sudden money troubles. Love them for their same day decision. Applied for a cash advance and got accepted although my credit was bad. I will definitely use this company if I need money in the future.
Camryn Cummerata III
Fast application. I only filled in an ID and a bank account. Same day lending decision. The first time I was accepted for $300 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the loan on schedule. If desired, the term can be also extended.
Miss Dannie Nienow II
Important
The previous three items describe a certain lending service. But below you can read general data about payday loans.
Payday Loans in Vandalia, Ohio
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your sudden financial troubles in Vandalia , Ohio because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments without delays.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Vandalia, Illinois
Fox Valley Credit Union
1 W Merchants Dr, Oswego, IL 60543, USA
+1 (800) 467-3162
www.foxvalleycu.com
Edward Jones - Financial Advisor: Lance A Raver
209 E Main St, Hoopeston, IL 60942, USA
+1 (217) 283-6220
www.edwardjones.com
Security Finance
122 Southtowne Shopping Ctr, Suite 6, Du Quoin, IL 62832, USA
+1 (618) 542-8730
www.securityfinance.com
Heartland Bank and Trust Company
21 Gletty Rd, Sandwich, IL 60548, USA
+1 (815) 786-9292
hbtbank.com
OneMain Financial
4311 E Lincolnway d, Sterling, IL 61081, USA
+1 (815) 625-5584
www.onemainfinancial.com
First Midwest Bank ATM
241 E Deerpath Rd, Lake Forest, IL 60045, USA
+1 (800) 322-3623
www.firstmidwest.com
