Welcome to Our Online Loan Referral Service

2.6 13 reviews

1019 IL-3, Waterloo, IL 62298, USA
+1 (618) 659-7154
www.scu.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Scott Credit Union?

Here you get acquainted with the feedback of our customers.

I would recommend the place.

Hope Olson

They are not concerned about their customers or protecting their money.

Pascale McClure

I don't know why we can't have a choice

Prof. Reilly Homenick

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Waterloo, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Waterloo, New York is issued easily and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Scott Credit Union help issue a payday loan in Waterloo, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Waterloo, New York. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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Vantage Credit Union

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+1 (314) 298-0055

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Landmark Credit Union

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+1 (217) 267-7060

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Midwest Title Loans

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Illini State Bank

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