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4.7 14 reviews

228 S Main St, Waterloo, IL 62298, USA
+1 (618) 939-6194
www.fnbwaterloo.bank
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM

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Created Date

Mailing Address

Company Name

Contact Data

What people think about First National Bank of Waterloo?

Below you see some of the reviews of our clients.

The staff is helpful and I would never switch now that I'm an adult.

Ottis Miller

Employees are efficient.

Mr. Jedidiah Dare

Very pleasant and helpful staff.

Dr. Benton Effertz

Pay Attention

The previous three items describe a definite financial institution. But below you can find general details about payday loans.

Payday Loans in Waterloo, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and fast solution to a short-term problem in Waterloo, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several factors.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit history. Payday loan approvals depend very much on other factors. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Waterloo, Illinois

First Midwest Bank ATM

13500 S Cicero Ave, Crestwood, IL 60418, USA

+1 (800) 322-3623

www.firstmidwest.com

First Midwest Bank ATM

Olympia Fields Country Club, 2800 Country Club Dr, Olympia Fields, IL 60461, USA

+1 (800) 322-3623

www.firstmidwest.com

CNB Bank & Trust, N.A.

111 Keating St, Shipman, IL 62685, USA

+1 (618) 836-5571

www.cnbil.com

Heights Finance Corporation

626 W Glen Ave, Peoria, IL 61614, USA

+1 (309) 682-3557

www.heightsfinance.com

BMO Harris Bank - Mortgage Banker (Andrew D Hambleton)

1746 2nd St, Highland Park, IL 60035, USA

+1 (847) 421-7598

bmoharris.com

Suburban Bank & Trust

400 W Lake St, Elmhurst, IL 60126, USA

+1 (630) 758-1300

www.suburbanbank.com

OneMain Financial

2149 W Jefferson St, Joliet, IL 60435, USA

+1 (815) 744-6173

www.onemainfinancial.com

Blackhawk Bank

2475 N Perryville Rd, Rockford, IL 61107, USA

+1 (815) 636-4371

www.blackhawkbank.com

Tower Loan

1717 R T Dunn Dr, Bloomington, IL 61701, USA

+1 (309) 820-0315

www.towerloan.com

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