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5 reviews

197 W State St, Waverly, IL 62692, USA
+1 (217) 435-2181

Feedback about Wemple State Bank?

Here you grapple with the reviews of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Prof. Mose Harber

I took out $300 for several days. When the loan was returned, they applied a great fees, I had to pay almost $400.

Laverne Keebler

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Waverly, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Waverly, New York is issued simply and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Wemple State Bank help take out a payday loan in Waverly, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Waverly, ny consider this circumstance not a drawback to take out a loan. The borrower of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Waverly, Illinois

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+1 (618) 997-2321

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City National Bank

423 Ferry St, Metropolis, IL 62960, USA

+1 (618) 524-2161

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UMB Bank (with drive-thru services)

800 Carlyle Ave, Belleville, IL 62221, USA

+1 (800) 860-4862

locations.umb.com

Morris Building & Loan

211 E Jefferson St, Morris, IL 60450, USA

+1 (815) 942-3232

www.morrisbl.com

Illinois Valley Credit Union

200 Ace Rd # 1, Princeton, IL 61356, USA

+1 (815) 875-3400

www.ivcu.com

Advance America - Closed

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+1 (618) 466-3126

www.advanceamerica.net

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TLC Loans

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First Northern Credit Union

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