Welcome to Our Online Loan Referral Service


1900 E Edwardsville Rd, Wood River, IL 62095, USA
+1 (800) 860-4862
locations.umb.com
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours

Domain Info

Created Date

1995-08-16

Mailing Address

Company Name

Contact Data

What people think about UMB Bank ATM?

Below you get acquainted with some of the reviews of our customers.

UMB Bank ATM seems fair. Applied twice. The first payday loan approved was small – $200, but next time the limit was increased to $1000. Paid off the loan on due date. The employees were caring, they gave speedy answers to all my questions. No issues. But their interest rates are average.

Corrine Pagac

They approve applicants immediately and transfer funds the same day. But be careful – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Mr. Dante Brakus

I recommend UMB Bank ATM to everyone who need extra money. I’ve been using them for 2nd time. Always best possible service!

Kayden Beer

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Wood River, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Wood River, Illinois. The APR will be set specifically for each consumer and will depend on the personal information the applicant filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Wood River, Illinois

Eureka Savings Bank

250 Marquette St, Lasalle, IL 61301, USA

+1 (815) 223-0700

www.eurekasavings.com

Edelman Financial Engines

3780 Green Mt Crossing Dr, Shiloh, IL 62269, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

World Finance

221 N Park Ave, Herrin, IL 62948, USA

+1 (618) 988-8274

www.loansbyworld.com

Fast Cash And Pawn

2329 S Randall Rd, Carpentersville, IL 60110, USA

+1 (847) 551-5418

www.loandisco.com

Bank Of St Anne

158 W Station St, St Anne, IL 60964, USA

+1 (815) 427-8154

TitleMax Title Loans

9400 W 159th St, Orland Park, IL 60467, USA

+1 (708) 403-2855

www.titlemax.com

Edward Jones - Financial Advisor: Bryce Starkey, CFP®

707 N Side Square, Clinton, IL 61727, USA

+1 (217) 935-5045

www.edwardjones.com

Edward Jones - Financial Advisor: Todd Van Velsor, AAMS®

1980 National Blvd, Galesburg, IL 61401, USA

+1 (309) 343-3239

www.edwardjones.com

First American Bank

1906 E Grand Ave, Lindenhurst, IL 60046, USA

+1 (847) 356-6664

www.firstambank.com

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