Welcome to Our Online Loan Referral Service


260 Front St, Xenia, IL 62899, USA
+1 (618) 678-2202
www.fcbxeniaflora.com
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2001-12-18

Mailing Address

1400 N MAIN ST, FLORA, IL, 62839, United States

Company Name

First Community Bank, Xenia-Flora

First Community Bank, Xenia-Flora

Contact Data

[email protected]

+1.6186782202

+1.231231234

Feedback about First Community Bank of Xenia?

Here you get acquainted with the feedback of our customers.

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address First Community Bank of Xenia. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mrs. Virgie Walsh

I often issue a loan to a card in First Community Bank of Xenia. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Marie Hammes MD

The money are deposited to my credit card. I cover obligations through my account. The payment is efficient and fast. Pay on time and there will be no issues.

Mrs. Madie Skiles III

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Xenia, Ohio

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Xenia, Ohio are issued hassle-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Community Bank of Xenia help take out a loan in Xenia, Ohio?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Xenia, Ohio. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Xenia, Illinois

Fifth Third Bank & ATM

3017 W 95th St, Evergreen Park, IL 60805, USA

+1 (708) 422-6700

locations.53.com

U.S. Bank Branch

1107 E State St, Rockford, IL 61104, USA

+1 (815) 987-2200

locations.usbank.com

Banterra Bank

395 S Commercial St, Harrisburg, IL 62946, USA

+1 (618) 253-6000

www.banterra.com

Check `n Go

6637 W Roosevelt Rd, Berwyn, IL 60402, USA

+1 (708) 484-8200

locations.checkngo.com

Regions Bank

3206 Nameoki Rd, Granite City, IL 62040, USA

+1 (618) 219-1800

www.regions.com

Credit Union 1

200 E Champaign Ave, Rantoul, IL 61866, USA

+1 (800) 252-6950

www.creditunion1.org

Fast Cash & Pawn USA

929 E Ogden Ave, Naperville, IL 60563, USA

+1 (630) 579-3278

loandisco.com

American Eagle Bank

556 S Randall Rd, South Elgin, IL 60177, USA

+1 (847) 742-7400

www.americaneaglebank.com

First Southern Bank

2 S Main St, Carrier Mills, IL 62917, USA

+1 (618) 997-4341

firstsouthernbank.net

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