Quality First Financial, Inc. Payday Loans Review

5 reviews

Organization owner?

15368 Greenfield Dr, Athens, AL 35613, USA

7 years in business

+1 (256) 216-5508

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

What people think about Quality First Financial, Inc.?

Below you see some of the opinions of our customers.

Stay away! It’s a spam! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal data!!

Darrin Haag

Seems a fraudulent website. They ask for too many sensitive information. I think it’s risky to distribute such information [online|on the Internet. You’d better find another loan provider.

Hailee Barrows

Applied for a loan second time. Got rejected! No suggestion WHY! No clarification. Tricky company.

Dr. Doyle Hettinger

This company is a rip off. I will never use again. $20 goes towards loan and you keep $83 for interest.

Everette Cronin

I took loans from Quality First Financial, Inc. 3 times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 6 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Keely Moen

Pay Attention

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Athens, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Athens, New York is are easy to access. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments in good time.

To get approved for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.