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The staff is friendly and knowledgeable about the products sold.
Perry Balistreri
Very clean store and super nice people working here 😊
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Their employees were very helpful in helping me find what I need.
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The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.
Payday Loans in Bay Minette, Alabama
Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Payday loans in Bay Minette, Alabama are taken out hassle-free. The interest percentage is conditional on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Community Loans help take out a loan in Bay Minette, Alabama?
- 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Bay Minette, Alabama may help enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Bay Minette, Alabama
Bessemer Finance Company
1819 3rd Ave N, Bessemer, AL 35020, USA
+1 (205) 428-6361
bessemerfinance.com
First Southern Financial
908-C US Hwy 72 W, Athens, AL 35611, USA
+1 (256) 233-4048
www.firstsouthernfinancial.com
Solutions First Credit Union
1108 Boll Weevil Cir, Enterprise, AL 36330, USA
+1 (334) 347-9000
solutionsfirstcu.com
Coosa Pines Federal Credit Union
9571 Old Hwy 280, Chelsea, AL 35043, USA
+1 (205) 678-3600
www.coosapinesfcu.org
