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5 9 reviews
Loan agency in Bessemer, Alabama

700 Academy Dr #100, Bessemer, AL 35022, USA
+1 (205) 428-6237
www.onemainfinancial.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our clients.

Kind people and a convenient location

Buddy Gleichner

Lisa in Bessemer area is great and makes you feel comfortable.

Emie Buckridge

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Bessemer, Pennsylvania

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Bessemer, Pennsylvania is issued simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

6% APR small loan cap

How will OneMain Financial help take out a loan in Bessemer, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Bessemer, Pennsylvania. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Bessemer, Alabama

Investar Bank

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+1 (205) 392-5205

www.investarbank.com

Check `n Go

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+1 (256) 832-3700

locations.checkngo.com

BBVA Bank

3959 Government Blvd, Mobile, AL 36693, USA

+1 (251) 470-7530

www.bbvausa.com

Keesler Federal Credit Union Mobile Midtown

100 N Florida St Suite E-4, Mobile, AL 36607, USA

+1 (888) 533-7537

www.kfcu.org

Gulf Winds Credit Union

2580 Douglas Ave, Brewton, AL 36426, USA

+1 (800) 650-6328

www.gogulfwinds.com

First Metro Bank

3121 Cloverdale Rd, Florence, AL 35633, USA

+1 (256) 768-1690

www.firstmetro.com

First Educators Credit Union

815 Pelham Rd S # D, Jacksonville, AL 36265, USA

+1 (256) 435-6116

www.alatrustcu.com

Fast Cash Title Llc

2401 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-7999

Security Finance

610 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 344-9227

www.securityfinance.com

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