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4 55 reviews
Loan agency in Birmingham, Alabama

321 Palisades Blvd, Birmingham, AL 35209, USA
+1 (205) 870-4538
www.speedycash.com
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
Closed
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Thursday
8AM–8PM

Domain Info

Created Date

2002-04-30

Mailing Address

Company Name

Contact Data

What people think about Speedy Cash?

Below you see some of the opinions of our clients.

I highly recommend Speedy Cash if you need money in a hurry!

Dr. Davin Jast

Clean place and nice employees

Dalton Murazik

All the woman who work there are EXTREMELY rude!!!

Korey Quitzon

Important

The previous three items describe a certain lender. But below you can read common data about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the easiest solution to your unexpected financial problems in Birmingham , New Jersey because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

ATM Family Savings Federal Credit Union

1007 Goodyear Ave, Gadsden, AL 35903, USA

+1 (800) 627-3999

www.familysavingscu.com

Check Into Cash

775 US Hwy 431, Boaz, AL 35957, USA

+1 (256) 840-8044

local.checkintocash.com

Cadence Bank - Hwy 150 Branch

2755 John Hawkins Pkwy, Hoover, AL 35244, USA

+1 (205) 444-3800

cadencebank.com

S.A.M. Check Cashing Machine

115 US-80 BUS, Selma, AL 36701, USA

+1 (334) 872-8178

www.samcodirect.com

ATM (Regions Bank)

123 Temple Ave N, Fayette, AL 35555, USA

www.regions.com

Regional Finance

220 Town Mart, Clanton, AL 35045, USA

+1 (205) 312-7994

branches.regionalfinance.com

Avadian Credit Union

8566 Madison Blvd, Madison, AL 35758, USA

+1 (256) 774-3988

www.avadiancu.com

BBVA Bank

210 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 767-8818

www.bbvausa.com

Cadence Bank - HWY 119 Branch

6801 Cahaba Valley Rd #100, Birmingham, AL 35242, USA

+1 (205) 981-4700

cadencebank.com

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