Welcome to Our Online Loan Referral Service

5 21 reviews
Loan agency in Hoover, Alabama

B, 5363 Hwy. 280 #103, Birmingham, AL 35242, USA
15 years in business
+1 (205) 408-0721
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
Closed
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

Fast, friendly service from a professional staff.

Joyce Haag

Jasmine Ward is very nice and gave me great customer service.

Charles Kemmer

Great place && great people!

Ashtyn Wiegand MD

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Birmingham, New Jersey

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Birmingham, New Jersey are taken out problem-free. The interest rate depends on the customer's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

30% usury cap

How will Advance America help take out a loan in Birmingham, New Jersey?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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