World Finance Payday Loans Review

Loan agency in Trussville, Alabama

Organization owner?

1976 Gadsden Hwy, Birmingham, AL 35235, USA

What people think about World Finance?

Below you find some of the opinions of our clients.

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Henriette Jacobson II

Yesterday I urgently needed funds to pay for a car repair. I filled out an application form via the website of World Finance. I entered the basic personal information. No phone calls. The necessary amount was approved within a couple of minutes. The money was deposited to my bank account the same day. Great company!

Desmond Baumbach

Good loan provider with competitive rates. They money immediately, as promised. I will use World Finance again if I need temporary help.

Vincenzo McCullough

Recently I had the most desperate situation in my life. I urgently needed $900 to cover medical bills. This institution helped me immediately. They were the only institution that approved me for the required amount. I sorted out all my troubles. I will surely recommend this company to my family. Best service in my life.

Cruz Boyle

I am a loyal client of World Finance. It is very simple to apply online. The interest rate was good. Their representatives always respond in a timely manner.

Miss Jordane Armstrong

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Birmingham, New Jersey

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Birmingham, New Jersey. The entire process is stress-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get approved for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.