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5 reviews

3595 Grandview Pkwy, Birmingham, AL 35243, USA
+1 (205) 977-2346
www.iberiabank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1997-04-21

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of iberiabank.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

What people think about Iberia Bank?

Below you get acquainted with some of the opinions of our customers.

They only ask for an ID to get accepted. Last month I was fined and needed extra money to hold on. These guys accepted me although I had a low credit score. Fast and transparent process. Very happy!!

Dandre Little

I always use Iberia Bank when it need a payday loan. The application process is hassle-fee. No troubles.

Zackery Zemlak

I applied for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.

Mrs. Jacky Haley

Simple application. I only needed an ID and a bank account. Immedaite approval. The first time I was accepted for $300 only. Hope the limit will increase next time. APR is fair. Paid off the debt on time. If you wish, the term can be also extended.

Adonis Steuber

Important

The previous three items charactirize a definite company. But below you can find common information about payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Birmingham, New Jersey. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Birmingham, nj approve people with poor credit. You can apply for a bad credit payday loan on the net around the clock and if successful could have the funds in your account within several hours.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

APR Calculator

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