Welcome to Our Online Loan Referral Service

5 2 reviews

3501 Grandview Pkwy, Birmingham, AL 35243, USA
+1 (205) 682-2899
southpoint.bank
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

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Feedback about SouthPoint Bank Home Mortgage?

Here you read the reviews of our customers.

The SBA office has been instrumental in our company's growth.

Liza Walter DVM

Ms. Carol House did return my call this morning.

Mrs. Florida Macejkovic Jr.

At lease I get a response from the VA!

Virgie Schowalter MD

I absolutely love love love the pick up service.

Baylee Paucek

Packed but bigger and quicker to check out that 90% I've been to lol

Kathryn Green

V big selection but the attitude of the staff generally is off putting.

Mr. Devante Medhurst

I have never had to wait this long when filing with other ways.

Trever Hessel

Always accurate and very pleased with services.

Dr. Israel Emmerich Sr.

This is my second time doing taxes here.

Bennett Beer

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Birmingham, New Jersey

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Birmingham, New Jersey are taken out hassle-free. The interest rate depends on the client's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

30% usury cap

How will SouthPoint Bank Home Mortgage help issue a loan in Birmingham, New Jersey?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Birmingham, nj will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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