Welcome to Our Online Loan Referral Service

2.5 6 reviews

3746 Lorna Rd, Birmingham, AL 35216, USA
+1 (205) 226-3938
www.ecocu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about eCO Credit Union?

Here you see the reviews of our customers.

Even another worker at another location told me he did it incorrectly.

Kelsi Von

She never introduced herself to me, apologize to me for delay or inconvenience.

Carleton Sawayn

The lack of staff diversity is also saddening.

Prof. Arthur Bernhard II

Pay Attention

Payday lenders are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Birmingham, nj. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

30% usury cap

How will eCO Credit Union help issue a payday loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to take out a loan. The lender process many aspects such as financial solvency to approve the request. Payday loans in Birmingham, New Jersey may help enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Union State Bank

3460 AL-9, Cedar Bluff, AL 35959, USA

www.unionstate.net

TitleMax Title Loans

1709 Crawford Rd, Phenix City, AL 36867, USA

+1 (334) 732-0500

www.titlemax.com

Regions Bank

7330 US-431, Albertville, AL 35950, USA

+1 (256) 279-6560

www.regions.com

First Service Finance

4710 University Dr NW E, Huntsville, AL 35816, USA

+1 (256) 837-0914

Florida Title

32600 US-90, Seminole, AL 36574, USA

+1 (850) 456-2274

www.pensacolatitleloan.com

ServisFirst Bank

4801 W Main St, Dothan, AL 36305, USA

+1 (334) 340-4300

www.servisfirstbank.com

Title Loan Express

Tuscaloosa, AL 35404, USA

+1 (205) 553-6014

www.titleloanexpress.com

SmartBank

1600 College Ave, Jackson, AL 36545, USA

+1 (251) 246-5771

www.smartbank.com

Advance America

723 S Quintard Ave, Anniston, AL 36201, USA

+1 (256) 237-3809

www.advanceamerica.net

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