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3.6 17 reviews

1600 Montclair Rd, Birmingham, AL 35210, USA
+1 (205) 951-1204
www.woodforest.com
Friday
10AM–7PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road, The Woodlands, TX, 77380, United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

[email protected]

+1.8323752847

Feedback about Woodforest National Bank?

Here you grapple with the reviews of our clients.

The whole staff is so friendly, they know their customers by face!

Ruby Kemmer

If you try to use any services you will be disappointed.

Leopold Fay PhD

Pay Attention

Above-defined info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Birmingham, New Jersey is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

30% usury cap

How will Woodforest National Bank help issue a loan in Birmingham, New Jersey?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial solvency to approve the form. Payday loans in Birmingham, New Jersey may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

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MAX Credit Union

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Advance America

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State Banking Department

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+1 (205) 987-3534

www.banking.alabama.gov

First South Farm Credit

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check n go, Check `n Go

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TitleMax Title Loans

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River Bank & Trust

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