Welcome to Our Online Loan Referral Service

5 8 reviews

1285 Clarence E Chesnut Jr Bypass, Centre, AL 35960, USA
+1 (256) 927-3265
peoplesbankal.com
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed

Domain Info

Created Date

2008-08-12

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Peoples Bank of Alabama?

Here you see the feedback of our clients.

Fast, efficient and super friendly service!

Tia Auer

Best bank in the area.

Agustina Parker

Brian Miller is one of the best people to operate a small tax service.

Sabina Moen

Melissa P. in the Fort Payne, Al office was AWESOME!

Prof. Easter Hickle DDS

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Centre, Alabama

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and fast to take out payday loans in Centre, Alabama. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Peoples Bank of Alabama help take out a payday loan in Centre, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Centre, al will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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eCO Credit Union

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+1 (205) 226-3940

www.ecocu.org

Cash Express

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Bank Independent Sheffield

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+1 (256) 386-5000

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North American Title Loans

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+1 (256) 539-3515

www.northamericantitleloans.net

Cash America Pawn

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+1 (251) 473-8858

OneMain Financial

1010 Schillinger Rd S Ste D, Mobile, AL 36695, USA

+1 (251) 634-9655

www.onemainfinancial.com

Always Money

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+1 (256) 734-9860

alwaysmoney.com

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