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What people think about America's First Federal Credit Union?
Below you get acquainted with some of the opinions of our clients.
I want to say Many Thanks to the team of America's First Federal Credit Union. They offer immediate solution to any sudden money troubles. Love them for their quick decision. Applied for a loan and got accepted although my credit was not perfect. I will certainly use this website if I need money again.
Dr. Eryn Jast DDS
Good service with affordable rates. They transferred within 3 hours, as promised. I will use America's First Federal Credit Union again if I need temporary help.
Jarrod Wisozk II
Thanks!! The money were transferred to my bank account as promised – the next morning. I repaid the loan early and had no issues. The process is trouble-free and legit. Be a responsible client and you will have no complaints.
Ida Wyman DVM
Recently I needed $800 to cover medical bills. I decided to contact America's First Federal Credit Union. They only approved me for $600 but the process itself was transparent, and their rates were good.
Ms. Elena Haag
Pay Attention
Below you can read general information about payday loans and their common features.
Payday Loans in Cullman, Alabama
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is trouble-free and speedy to get accepted for payday loans in Cullman, Alabama. The APR will be set individually for each case and will depend on the personal details the consumer entered.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Cullman, Alabama
Approved Cash
11521 US-431, Guntersville, AL 35976, USA
+1 (256) 894-4573
firstchoicepaydayloans.com
Bank Independent Red Bay Drive-Thru
305 4th Ave SW, Red Bay, AL 35582, USA
+1 (256) 386-5000
www.bibank.com
First South Farm Credit
5070 Boll Weevil Cir, Enterprise, AL 36330, USA
+1 (334) 347-1738
www.firstsouthfarmcredit.com
Always Money
12993 Wintzell Ave # B, Bayou La Batre, AL 36509, USA
+1 (251) 272-3386
alwaysmoney.com
Family Savings Credit Union ATM
24661 John T Reid Pkwy, Scottsboro, AL 35769, USA
+1 (256) 259-1534
www.familysavingscu.com
