Feedback about First Choice Cash Advance?
Here you grapple with the feedback of our customers.
Thanks to First Choice Cash Advance for assisting when money is emergenctly needed. I have been applying to this service for amost one year and everything is always honest, without hidden charges.
Lolita Rau
First Choice Cash Advance seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.
Alisa Carter
Thanks to the team of First Choice Cash Advance. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.
Lucienne Auer
Pay Attention
Payday lenders are described in the first three points. Below info offers common information about payday loans.
Payday Loans in Decatur, Georgia
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.
Such financial products as payday loan in Decatur, Georgia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.
APR
10% small loan cap
How will First Choice Cash Advance help issue a payday loan in Decatur, Georgia?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Decatur, Georgia may help level up your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Decatur, Alabama
