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4.6 41 reviews
Loan agency in Decatur, Alabama

1815 6th Ave SE Suite E, Decatur, AL 35601, USA
7 years in business
+1 (256) 355-3278
decaturfinance.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2013-10-03

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Decatur Finance?

Here you read the reviews of our customers.

Great service and friendly staff.

Prof. Reymundo Jacobson

They don't treat me like a customer they treat me like family I highly recommend

Dale Kilback

They are amazing people to work with!

Evie Christiansen

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Decatur, Georgia

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Decatur, ga. They are issued at individual interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

10% small loan cap

How will Decatur Finance help take out a loan in Decatur, Georgia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Decatur, ga will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Bank of Moundville

319 Market St, Moundville, AL 35474, USA

+1 (205) 371-2227

www.bankofmoundville.com

Regions Bank

840 Industrial Pkwy, Saraland, AL 36571, USA

+1 (251) 438-8580

www.regions.com

Synovus Bank

301 Washington St NW, Huntsville, AL 35801, USA

+1 (888) 796-6887

www.synovus.com

BancorpSouth Bank

1301 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 582-3252

www.bancorpsouth.com

ATM (Regions Bank)

2381 Taylor Rd, Montgomery, AL 36117, USA

+1 (800) 734-4667

www.regions.com

Synovus Bank

2222 Woodcrest Pl, Birmingham, AL 35209, USA

+1 (888) 796-6887

www.synovus.com

Money Tree

2028 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 234-3501

www.moneytreeinc.com

Regions Bank

2268 Brewster Rd, Birmingham, AL 35235, USA

+1 (205) 766-8250

www.regions.com

Troy Bank and Trust

301 Greenville Ave, Goshen, AL 36035, USA

+1 (334) 484-3211

www.troybankandtrust.com

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