Domain Info
Created Date
1999-08-12
Mailing Address
1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States
Company Name
Troy Bank and Trust
Troy Bank and Trust
Feedback about Troy Bank and Trust?
Here you get acquainted with the reviews of our customers.
Friendly and professional service.
June Torp
And hurting those who are disabled and cannot work of are seniors!
Carolanne Graham
So use Troy Bank and Trust for all your banking news.
Shyanne Murphy
Pay Attention
The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.
Payday Loans in Elba, New York
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Elba, New York is issued simply and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.
APR
25% small loan cap
How will Troy Bank and Trust help issue a payday loan in Elba, New York?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Then a customer should submit an application to get an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Elba, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Elba, Alabama
Express Loans Co
1477 Center Point Pkwy, Birmingham, AL 35215, USA
+1 (205) 853-3339
expressloansofamerica.com
Edward Jones - Financial Advisor: Richard T Widner
1700 Cherokee Ave SW, Cullman, AL 35055, USA
+1 (256) 775-0304
www.edwardjones.com
