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5 reviews
Loan agency in Gardendale, Alabama

439 Fieldstown Rd, Gardendale, AL 35071, USA
+1 (205) 608-3770

What people think about World Acceptance?

Below you read some of the reviews of our clients.

World Acceptance rescued me in a hopeless time. They approved me for a cash advance although I had credit problems. The process was as easy as possible and fast. I value their 24/7 client support service and acceptable rates. I will surely recommend this loan provider to my family and friends.

Mr. Cyril Macejkovic

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with World Acceptance . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.

Dr. Benedict Brekke PhD

I always use World Acceptance when it need a loan. The application process is easy. No complaints.

Alexanne Kertzmann IV

Important

Above there is information about a exact company. Below you can read common features of payday loans.

Payday Loans in Gardendale, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Gardendale, Alabama is are simple to access. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Gardendale, Alabama

Cash Tyme

5043 Cottage Hill Rd, Mobile, AL 36609, USA

+1 (251) 661-3142

www.cashtyme.com

Hancock Whitney Bank

504 Fairhope Ave, Fairhope, AL 36532, USA

+1 (800) 448-8812

www.hancockwhitney.com

Mariner Finance

115 2nd Ave SE, Hamilton, AL 35570, USA

+1 (205) 921-7919

www.marinerfinance.com

Loanmax Title Loans

2740 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 613-7705

www.loanmaxtitleloans.net

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

BancorpSouth Bank

2420 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (334) 705-4034

www.bancorpsouth.com

OneMain Financial

22 McFarland Blvd, Northport, AL 35476, USA

+1 (205) 759-5751

www.onemainfinancial.com

CB&S Bank

6388 Highway 431 South, Owens Cross Roads, AL 35763, USA

+1 (256) 539-6234

www.cbsbank.com

1st Choice Mortgage

408 E Lee St, Enterprise, AL 36330, USA

+1 (334) 393-4540

expressloansofamerica.com

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