Welcome to Our Online Loan Referral Service

4.1 9 reviews

309 W Maple Ave, Geneva, AL 36340, USA
+1 (334) 684-2241
www.avadiancu.com
Monday
8:45AM–5PM
Tuesday
8:45AM–5PM
Wednesday
8:45AM–5PM
Thursday
8:45AM–5PM
Friday
8:45AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2012-11-28

Mailing Address

1 RIVERCHASE PKWY S, HOOVER, AL, 35244-2008, United States

Company Name

Alabama Telco Credit Union

Alabama Telco Credit Union

Contact Data

[email protected]

+1.2059852832

Feedback about Avadian Credit Union?

Here you see the feedback of our customers.

I will say this that It's easy to overlook being overdrawn on the mobile app.

Zelda McCullough

They refused to give me written conformation that the account was closed.

Miss Heidi Dare

This bank has been great so far I've been here for over 1 year now.

Everardo Klocko

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Geneva, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Geneva, New York are issued hassle-free. The interest rate is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Avadian Credit Union help issue a payday loan in Geneva, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial abilities to approve the application. Payday loans in Geneva, New York may help level up your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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