Welcome to Our Online Loan Referral Service

5 2 reviews

245 Main St S, S Main St, Gordo, AL 35466, USA
+1 (205) 364-8223
www.wabt.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1997-10-07

Mailing Address

302 1ST ST N, REFORM, AL, 35481-2247, United States

Company Name

West Alabama Bank & Trust

West Alabama Bank & Trust

Contact Data

[email protected]

+1.2053756261

+1.2053759612

Feedback about West Alabama Bank & Trust?

Here you see the feedback of our customers.

I contacted West Alabama Bank & Trust. Everything was done fast. Only pleasant impressions remained!

Ms. Juliana Nitzsche PhD

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Vita Pouros

I had a difficult situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Mr. Berta Legros

Good service with a reasonable rate. Money transferred immediately, I always use West Alabama Bank & Trust.

Johnny Jerde

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Gordo, Alabama

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Gordo, Alabama is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will West Alabama Bank & Trust help issue a payday loan in Gordo, Alabama?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Gordo, al review this circumstance not a hindrence to take out a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only resolve current problems, but improve the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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