Commercial Loans Payday Loans Review

Loan agency in Montgomery, Alabama

Organization owner?

951 Taylor Rd, Montgomery, AL 36117, USA

+1 (334) 387-0010

What people think about Commercial Loans?

Below you get acquainted with some of the testimonials of our clients.

Sky-high interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very disrespectful. Not satisfied. Better explore another service.

Maritza Rice

Seems a fake company. They ask for too many sensitive information. I think it’s risky to spread such information [online|on the Internet. You’d better find another company.

Miss Estel Grant

The site does not work so I can not apply for the loan…

Ms. Brandy Wolf

Important

Now you can read general characteristics of payday loans.

Payday Loans in Montgomery, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Montgomery, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments punctually.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.