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5 3 reviews

6495 Atlanta Hwy, Montgomery, AL 36117, USA
+1 (334) 279-7341
www.woodforest.com
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–6PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road, The Woodlands, TX, 77380, United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

[email protected]

+1.8323752847

Feedback about Woodforest Bank?

Here you see the reviews of our customers.

I took out a loan from Woodforest Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Prof. Guido Hirthe

I took out cash advance from Woodforest Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Mrs. Lorena Ullrich MD

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Sincere Johnson

I issued cash advance from Woodforest Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Arlo Vandervort V

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Prof. Joany Hackett III

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Montgomery, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Montgomery, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will Woodforest Bank help issue a loan in Montgomery, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Montgomery, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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