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2 3 reviews

3421 McGehee Rd, Montgomery, AL 36111, USA
+1 (334) 604-4110
hopecu.org
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Hope Credit Union?

Here you read the feedback of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Hanna Boyle

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Winona Stokes

I took out $300 for several days. When the cash advance was returned, they applied a huge commissions, I had to pay almost $400.

Savanna Wolf DDS

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Montgomery, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out loans in Montgomery, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Hope Credit Union help take out a loan in Montgomery, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Montgomery, New York. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Montgomery, Alabama

Regions Bank

1805 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 575-4169

www.regions.com

Lending Tree

Boaz, AL 35956, USA

+1 (256) 840-8878

Advance Alabama

5022 Vaughn Rd, Montgomery, AL 36116, USA

+1 (334) 277-0960

www.premiumloans.pw

Listerhill Credit Union

4790 E 2nd St, Muscle Shoals, AL 35661, USA

+1 (256) 383-9204

www.listerhill.com

Metro City Bank

2779 Bell Rd, Montgomery, AL 36117, USA

+1 (334) 260-4926

Merit Bank

85 Winston St, Valley Head, AL 35989, USA

+1 (256) 635-6292

www.meritbank.com

Peoples Bank of Alabama

10437 AL-36, Laceys Spring, AL 35754, USA

+1 (256) 882-3204

peoplesbankal.com

Regional Finance

1019 Martin St S, Pell City, AL 35128, USA

+1 (205) 227-0090

branches.regionalfinance.com

Acceptance Loan Company, Inc.

610 Jackson Ave, Clanton, AL 35045, USA

+1 (205) 280-5586

www.acceptanceloan.com

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