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3 2 reviews
Loan agency in Muscle Shoals, Alabama

412 S Wilson Dam Rd, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 386-0291
www.creditcentralllc.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM

Domain Info

Created Date

2012-12-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Credit Central?

Here you read the feedback of our clients.

I work the lights and I love the people here!!

Willow Hansen

Very friendly people that make you feel like family.

Darrion Powlowski

Awsome simply amazing witnessing god first hand amen

Nettie Spinka

Great Staff, friendly and helpful.

Alize DuBuque IV

Bathrooms are disgusting.

Miss Hillary Ondricka Jr.

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Muscle Shoals, Alabama is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Credit Central help take out a loan in Muscle Shoals, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Muscle Shoals, al consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Muscle Shoals, Alabama

West Alabama Bank & Trust

Fayette, AL 35555, USA

+1 (205) 932-5201

www.wabt.com

Payday USA

816 Pelham Rd S, Jacksonville, AL 36265, USA

+1 (256) 435-9892

SouthPoint Bank

7278 Gadsden Hwy, Trussville, AL 35173, USA

+1 (205) 503-5030

southpoint.bank

Valley Bank

5400 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 270-3050

locations.valley.com

Citizens Bank & Trust - Member FDIC

711 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 505-4600

www.citizensbanktrust.com

West Alabama Bank & Trust

507 Main St, Ethelsville, AL 35461, USA

+1 (205) 658-2800

www.wabt.com

Tower Loan

2319 Bob Wallace Ave SW e, Huntsville, AL 35805, USA

+1 (256) 382-6246

www.towerloan.com

New Horizons Credit Union

7146 Stone Dr, Daphne, AL 36526, USA

+1 (251) 316-3240

www.newhcu.org

Check Into Cash

12 Phillips Drive, Midfield, AL 35228, USA

+1 (205) 923-0009

local.checkintocash.com

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