Domain Info
Created Date
2002-10-09
Mailing Address
AL, United States
Company Name
HOMETOWN BANK OF ALABAMA
HOMETOWN BANK OF ALABAMA
Contact Data
Feedback about HomeTown Bank of Alabama?
Here you read the feedback of our customers.
Small bank but worth it for the service and services.
Mr. Amos Smitham
The best place to bank at in oneonta, hands down.
Dr. Noel Roberts I
The people are great and really care about their customers!
Tamara Abernathy
Pay Attention
Lenders are described in the first three points. Below info defines common information about payday loans.
Payday Loans in Oneonta, New York
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.
It is simple and fast to take out payday loans in Oneonta, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
APR
25% small loan cap
How will HomeTown Bank of Alabama help take out a loan in Oneonta, New York?
- Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Oneonta, New York. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Oneonta, Alabama
Regional Finance
1019 Martin St S, Pell City, AL 35128, USA
+1 (205) 227-0090
branches.regionalfinance.com
Woodforest National Bank
3801 Eastern Blvd, Montgomery, AL 36116, USA
+1 (334) 288-6506
www.woodforest.com
Headland National Bank
18057 US-431, Headland, AL 36345, USA
+1 (334) 693-3352
www.headlandnational.com
1st Franklin Financial
18440 Lillian Drive Suite B, Robertsdale, AL 36567, USA
+1 (251) 947-4036
locations.1ffc.com
Citizens Bank & Trust
5053 Main Dr, New Hope, AL 35760, USA
+1 (256) 723-4600
www.citizensbanktrust.com
