Welcome to Our Online Loan Referral Service

4.4 7 reviews

2601 Frederick Rd, Opelika, AL 36801, USA
+1 (334) 737-1092
southernstatesbank.net
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–5PM
Sunday
8AM–5PM
Monday
8AM–5PM

Domain Info

Created Date

2007-03-28

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O SOUTHERNSTATESBANK.NET, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

[email protected]

+1.7604482392

Feedback about Southern States Bank?

Here you read the feedback of our clients.

Great experience from the moment you walk in the door.

Earnestine Jaskolski

I am very happy with the service and the way they handle my account.

Ashtyn Koch

They know me by name and are extremely personable.

Candace Fritsch

Pay Attention

Above-specified info provides the details about a definite lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Opelika, Alabama

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Opelika, Alabama are issued problem-free. The interest rate is dependent on the client's personal information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Southern States Bank help take out a loan in Opelika, Alabama?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Opelika, Alabama may help level up your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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