Domain Info
Created Date
1999-08-12
Mailing Address
1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States
Company Name
Troy Bank and Trust
Troy Bank and Trust
Feedback about Troy Bank & Trust Co.?
Here you get acquainted with the feedback of our customers.
Thanks to Troy Bank & Trust Co. for helping out when money is urgently required. I have been applying to this service for over a year and everything is always honest, without hidden commissions.
Tyrel Witting
I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Troy Bank & Trust Co. in Opelika seemed to me the most efficient.
Dena Gleichner
I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Troy Bank & Trust Co. in Opelika seemed to me the most reliable.
Prof. Emiliano Cruickshank MD
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.
Okey Treutel III
Pay Attention
Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.
Payday Loans in Opelika, Alabama
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
Payday loans in Opelika, Alabama are taken out problem-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Troy Bank & Trust Co. help take out a loan in Opelika, Alabama?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling out an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Opelika, al will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Opelika, Alabama
Advance America
3922 Hwy 80 West, Suite C, Phenix City, AL 36870, USA
+1 (334) 297-1729
www.advanceamerica.net
TitleBucks Title Loans
654 Bessemer Super Hwy, Midfield, AL 35228, USA
+1 (205) 425-1420
www.titlebucks.com
1st Franklin Financial
445 Main St Suite 113 & 117, Trussville, AL 35173, USA
+1 (205) 508-2250
locations.1ffc.com
Woodforest National Bank
340 E Meighan Blvd, Gadsden, AL 35903, USA
+1 (256) 439-1119
www.woodforest.com
ATM (Peoples Bank of Alabama)
1305 Decatur Hwy #2, Gardendale, AL 35071, USA
+1 (877) 788-0288
peoplesbankal.com
Edward Jones - Financial Advisor: Kyle Gantt Sr, AAMS®
102 W Hart Ave, Opp, AL 36467, USA
+1 (334) 493-1454
www.edwardjones.com
