Check Depot Payday Loans Review

4.8 56 reviews

Organization owner?

30 Plaza Ln, Oxford, AL 36203, USA

7 years in business

+1 (256) 624-1907

www.thecheckdepot.com

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–4PM

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416, Homewood, AL, 35209-5850, United States

Company Name

Check Depot

Contact Data

[email protected]

2059451242

What people think about Check Depot?

Below you find some of the reviews of our clients.

Very helpful agency and staff!! I'd recommend them if you need a payday loan !!

Prof. Lonie Braun Sr.

Very friendly nice people and atmosphere I would highly recommend

Cary Kirlin

I would recommend this place above all check cashing places in town!

Prof. Kelley Gaylord Jr.

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Oxford, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Oxford, New York is are easy to access. The interest rate is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Oxford, ny approve borrowers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the money in your account within the hour.

To get approved for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.