Welcome to Our Online Loan Referral Service

4 reviews

2051 Martin St S, Pell City, AL 35128, USA
+1 (205) 825-7848
amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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What people think about America's First Federal Credit Union Pell City?

Below you see some of the testimonials of our clients.

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with America's First Federal Credit Union Pell City . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.

Sally Turcotte IV

Online application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $600 only. Hope the limit will increase next time. Interest rate is affordable . Paid off the loan on time. If you have difficulties, the term can be also extended.

Mrs. Nannie Cassin

I contacted America's First Federal Credit Union Pell City for financial assistance. Everything was done very fast. Had the money in my account the next evening. Employees are very professional. Pleasant experience!

Ezequiel Schaden

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Pell City, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Pell City, Alabama. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Pell City, al accept people with bad credit. You can request a bad credit payday loan online at any time of the day and if approved could have the funds in your account within a few hours.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

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