Feedback about Check Exchange?
Here you see the feedback of our clients.
I trusted Check Exchange when it was necessary to get a payday loan. I submitted an application quickly. No issues.
Queenie Hill
I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Check Exchange in Phenix City seemed to me the most efficient.
Candace Lubowitz
I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.
Nelson Carter I
Pay Attention
Lenders are provided in the first three points. Below info defines common information about payday loans.
Payday Loans in Phenix City, Alabama
Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Problem-free financial products are considered as payday loans in Phenix City, al. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Check Exchange help take out a payday loan in Phenix City, Alabama?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
After filling out an application, submit it and recieve the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Phenix City, Alabama. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Phenix City, Alabama
Check Into Cash
105 Mimosa Street, Suites A & B, Evergreen, AL 36401, USA
+1 (251) 578-1100
local.checkintocash.com
America's First Federal Credit Union
31 Commons Way, Oxford, AL 36203, USA
+1 (256) 237-1684
www.amfirst.org
