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4 reviews

117 4th Ave S, Red Bay, AL 35582, USA
+1 (256) 386-5000
www.bibank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-11-24

Mailing Address

Florida, United States

Company Name

Contact Data

Feedback about Bank Independent Red Bay?

Here you read the reviews of our customers.

The money are transferred to my credit card. I cover obligations through my personal account. The payment is convenient and quick. Pay on time and there will be no issues.

Dannie Runolfsdottir

I often take out a loan to a card in Bank Independent Red Bay. It is very efficient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Isabelle Beier

I have a problem with paying back a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact Bank Independent Red Bay. They really helped.

Kaya Marvin

It was significant to enhance the credi score, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed Bank Independent Red Bay. The history improved after several loans paid back.

Carson Johnston

I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Bank Independent Red Bay. They really helped out.

Jacey Ritchie DVM

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Red Bay, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Red Bay, Alabama is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Bank Independent Red Bay help issue a payday loan in Red Bay, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Red Bay, Alabama. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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