Welcome to Our Online Loan Referral Service

1 reviews

527 4th Ave SE, Red Bay, AL 35582, USA
+1 (256) 332-3600
www.valleystate.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–4:30PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2000-04-14

Mailing Address

15565 HIGHWAY 43, RUSSELLVILLE, AL, 35653-8065, United States

Company Name

Valley State Bank

Valley State Bank

Contact Data

[email protected]

+1.9999999999

+1.9999999999

What people think about Valley State Bank?

Below you get acquainted with some of the testimonials of our clients.

I needed $400 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of companies on the Internet. Valley State Bank is the most honest loan provider in Red Bay.

Otto Wunsch

Thank you Valley State Bank for helping me when I needed money so bad to pay for business trip. I have applied through this website once and everything was OK. This is the most credible lender with no hidden fees. Highly recommended!!!

Myriam McClure

Simple application. I only filled in an ID and a bank account. Immedaite processing. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is competitive. Paid off the loan . If you have difficulties, the term can be also extended.

Ericka Casper

I want to say Many Thanks to the staff of Valley State Bank. They offer fast solution to any unexpected money troubles. Love them for their quick approval. Applied for a payday loan and got accepted although my credit was bad. I will certainly use this company if I need money in the future.

Roger Wyman

Recently I urgently needed $600 to pay for a wedding. I filled out an application form via the website of Valley State Bank. I entered the basic personal data. No phone calls. The necessary amount was approved within a couple of minutes. The money was deposited to my bank account the same day. Legit company!

Prof. Roel Turcotte Jr.

Pay Attention

The previous three items charactirize a peculiar financial institution. But below you can read common information about payday loans.

Payday Loans in Red Bay, Alabama

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the best solution to your sudden financial problems in Red Bay , Alabama because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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