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Feedback about Jefferson Financial Federal Credit Union?
Here you get acquainted with the feedback of our customers.
I use to love this place but the services went down hill.
Ms. Vida Schumm V
It's not right to make all customers pay for what the workers did.
Reta Cummerata V
No voicemail set up they just let it ring & ring then hang up.
Zora Kirlin
Pay Attention
Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Selma, Virginia
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.
Such financial products as payday loan in Selma, Virginia is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Jefferson Financial Federal Credit Union help issue a loan in Selma, Virginia?
- Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
After filling in an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Selma, Virginia. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
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