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Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.
Eusebio Roob
It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Columbus Finance. The score improved after several loans paid off.
Mayra Schmeler
I'm not ashamed to borrow money from Columbus Finance, now the whole world lives like this. I have already used loans many times, everything is convenient.
Warren Spinka V
Pay Attention
Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.
Payday Loans in Talladega, Alabama
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
This financial product in Talladega, Alabama is issued simply and fast. The interest rate is defined respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Columbus Finance help issue a payday loan in Talladega, Alabama?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Talladega, al review this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only handle current difficulties, but improve the credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Talladega, Alabama
Express Loans of America
Tuscaloosa St, Eutaw, AL 35462, USA
+1 (205) 372-9050
expressloansofamerica.com
TitleMax Title Loans
3255 S Oates St Suite 9, Dothan, AL 36301, USA
+1 (334) 350-3014
www.titlemax.com
Alex Lane- Mortgage Lender- Phenix-Girard Bank
801 13th St, Phenix City, AL 36867, USA
+1 (706) 442-9559
alex.phenix-girard.com
Peoples Bank of Alabama
14340 US Hwy 431, Guntersville, AL 35976, USA
+1 (256) 582-5024
peoplesbankal.com
