Regional Finance Payday Loans Review

Loan agency in Troy, Alabama

Organization owner?

1237 US-231 South, Troy, AL 36081, USA

+1 (334) 674-9999

branches.regionalfinance.com

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Regional Finance?

Here you get acquainted with the feedback of our customers.

Sky-scraper interest rate. When paying back a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Gladys Hermiston

I tried to borrow money from Regional Finance. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jared Heaney

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Prof. Mohamed Christiansen

I took out $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.

Alize Stanton PhD

Pay Attention

Lending companies are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Troy, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Troy, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will Regional Finance help take out a loan in Troy, New York?

Round the clock service. Every client may address the service round the clock. The borrowed money will be credited to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Troy, New York may help level up your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Troy, Alabama