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9570 AL-18, Vernon, AL 35592, USA
+1 (205) 695-9733
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

What people think about Cash Title Exchange?

Below you see some of the reviews of our customers.

The website does not work so I can not apply for the loan…

Ms. Alberta Beer

Unsatisfied customer! Was declined for no reason. My credit was average.

Meta Fisher

Important

Above there is information about a exact company. Below you can review common aspects of payday loans.

Payday Loans in Vernon, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Vernon, New York is are easy to access. The interest rate is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Vernon, Alabama

Citizens Bank & Trust

324 N Broad St, Albertville, AL 35950, USA

+1 (256) 878-9893

www.citizensbanktrust.com

PNC Bank

409 E Battle St, Talladega, AL 35160, USA

+1 (256) 362-8784

apps.pnc.com

ATM Servis First Bank - Dothan

1640 Ross Clark Cir, Dothan, AL 36305, USA

+1 (800) 627-3999

www.servisfirstbank.com

Advance America

2245-B Bessemer Rd, Birmingham, AL 35208, USA

+1 (205) 781-0423

www.advanceamerica.net

Alabama Title Loans, Inc.

3203 SpringHill Ave, Mobile, AL 36607, USA

+1 (251) 478-5688

alabamatitleloansinc.com

MoneyGram

108 Saraland Loop, Saraland, AL 36571, USA

+1 (251) 679-6242

locations.moneygram.com

World Acceptance Corporation

109 Foothills Pkwy #112, Chelsea, AL 35043, USA

+1 (205) 678-6886

www.worldacceptance.com

Security Finance

5212 Cottage Hill Rd a, Mobile, AL 36609, USA

+1 (251) 665-4644

www.securityfinance.com

Valley Bank

92 Euclid Ave, Birmingham, AL 35213, USA

+1 (205) 578-4255

locations.valley.com

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