Welcome to Our Online Loan Referral Service


5236 US-231, Wetumpka, AL 36092, USA
+1 (334) 270-3080
locations.valley.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

What people think about Valley Bank?

Below you find some of the reviews of our customers.

The process was effortless, speedy. No collateral needed. Thank you so much. Love their 24/7 customer support. No issues. Would use again.

Giuseppe Heller

Used Valley Bank for the second time. The lender is reliable. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Prof. Madge Gislason

Good service with affordable rates. They deposited within 2 hours, as promised. I will use Valley Bank again if I need extra money.

Lorenz DuBuque

I recommend Valley Bank to everyone who need extra funds. I’ve been using them for 4th time. Always amazing service!

Gunnar Stracke

Thank you Valley Bank for assisting me when I needed funds urgently to pay for treatment. I have applied through this company 4 times and everything was smooth. This is the most legit lender with no hidden fees. Highly recommended!!!

Laron Bogan

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Wetumpka, Alabama

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Wetumpka, Alabama. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save clients who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a payday loan if you are certain that you can make payments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Wetumpka, Alabama

Bank Independent Courtland

360 Alabama St, Courtland, AL 35618, USA

+1 (256) 386-5000

www.bibank.com

Covington Credit

309 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 235-3024

www.mymoneytogo.com

Woodforest Bank

145 Kelley Blvd, Millbrook, AL 36054, USA

+1 (334) 285-4886

www.woodforest.com

Cadence Bank - Montgomery Branch

6836 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 277-8478

cadencebank.com

Peoples Bank of Alabama

801 2nd Ave SW, Cullman, AL 35055, USA

+1 (877) 788-0288

peoplesbankal.com

BancorpSouth Bank

307 E Jones St, Fort Deposit, AL 36032, USA

+1 (334) 227-4306

www.bancorpsouth.com

First Citizens Bank

17823 Montgomery Hwy, Highland Home, AL 36041, USA

+1 (334) 537-9697

www.fcbl.com

OneMain Financial

2410 US-231, Wetumpka, AL 36093, USA

+1 (334) 514-0187

www.onemainfinancial.com

Citi Financial

5451 Halls Mill Rd # 2, Mobile, AL 36619, USA

+1 (251) 342-1393

www.onemainfinancial.com

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