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What people think about Hope Credit Union?
Below you get acquainted with some of the testimonials of our clients.
Been going there for years they help Finance cars loans they pretty decent
Allen Kertzmann II
Very friendly staff, they call you by your name once they get to know you.
Rebeka Bergnaum
Wait time is will make u angry.
Dr. Bo Schulist Jr.
Important
The previous three items describe a certain financial institution. But below you can read general data about payday loans.
Payday Loans in West Memphis, Arkansas
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in West Memphis, Arkansas. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.
APR
17% usury cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in West Memphis, Arkansas
Farmers and Merchants Bank
1 Bank Plaza, Pocahontas, AR 72455, USA
+1 (870) 892-5286
www.mebanking.com
Evolve Bank & Trust Banking Center
301 Shoppingway Blvd, West Memphis, AR 72301, USA
+1 (870) 735-6100
www.getevolved.com
Arkansas Federal Credit Union
7887 Phoenix Ave, Fort Smith, AR 72903, USA
+1 (501) 982-1000
www.afcu.org
Lion Federal Credit Union
1580 Haynesville Hwy, El Dorado, AR 71730, USA
+1 (870) 863-4335
www.lioncreditunion.com
