Welcome to Our Online Loan Referral Service

5 15 reviews

1512 Webster St suite b, Alameda, CA 94501, USA
+1 (415) 987-8489
www.bayequityhomeloans.com
Thursday
8AM–6:30PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6:30PM
Tuesday
8AM–6:30PM
Wednesday
8AM–6:30PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Chris Granger & John Carnahan - Bay Equity Home Loans?

Here you read the reviews of our customers.

I would highly recommend him to my family and friends.

Johnnie Raynor

I wholeheartedly recommend his service.

Dr. Cristian Stiedemann

Truly, he made this whole process so easy and he's just wonderful to work with.

Gussie Lehner Sr.

Pay Attention

Above-shown info provides the details about a exact lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Alameda, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out payday loans in Alameda, California. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Chris Granger & John Carnahan - Bay Equity Home Loans help issue a loan in Alameda, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Alameda, ca will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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