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Created Date
1998-07-13
Mailing Address
Company Name
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Feedback about California Bank & Trust?
Here you see the reviews of our clients.
The money are transferred to my bank account. I cover obligations through my personal account. The payment is efficient and quick. Pay on time and there will be no problems.
Mrs. Herta Schulist
I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. California Bank & Trust in Alhambra seemed to me the most convenient.
Clare Reichert
I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.
Prof. Chandler Price
Pay Attention
Lenders are provided in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Alhambra, Illinois
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Alhambra, Illinois are issued problem-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will California Bank & Trust help take out a payday loan in Alhambra, Illinois?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Alhambra, Illinois. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a exact cost of the loan.
APR Calculator
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