Welcome to Our Online Loan Referral Service

3.6 8 reviews

1026 E Grand Ave, Arroyo Grande, CA 93420, USA
+1 (805) 473-7710
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Arroyo Grande Branch?

Below you read some of the testimonials of our clients.

Last week I urgently needed $500 to pay for a birthday gift. I submitted an application form via the website of Mechanics Bank - Arroyo Grande Branch. I entered the basic personal detailed. No phone calls. The desired loan was approved within 30 minutes. The money was transferred to my bank account within 2 hours. Love this lender!

Karley Fisher

They approve applicants urgently and transfer funds the next day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Maxwell Wunsch

Recently I urgently needed $900 to pay for a bike repair. I submitted an application form via the website of Mechanics Bank - Arroyo Grande Branch. I entered the basic personal information. No phone calls. The desired loan was approved within 15 minutes. The money was transferred to my bank account the next day. Love this website!

Benny Schneider

It decided to rebuild my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via Mechanics Bank - Arroyo Grande Branch. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very satisfied.

Prof. Arch Homenick

Important

Above there is information about a definite loan provider. Below you can see common aspects of payday loans.

Payday Loans in Arroyo Grande, California

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Arroyo Grande, California. The entire process is effortless. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a cash advance if you are confident that you can afford payments in a timely manner.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

APR Calculator

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